How To Budget Your Money Like An Adult – The Millennial’s 6-Step Guide To Not Going Broke

“How confident do you feel about your financial future?” Since just the thought of that question makes me feel a little uneasy, I’d say not very confident. Every time I read an article telling me how vital it is to budget your money or to build an emergency fund, I get a pang of guilt. And I’m not the only one with avoidance issues. 

Research suggests that while 60% of women worry they won’t have enough money to last through retirement, only one in three Americans have a detailed budget. But let’s be honest: Setting up a budget and monitoring our spending habits can be tough. We fear a budget will be restrictive and time-consuming to plan out, so it ends up on our to-do list for tomorrow, day after day. But

However, when done right, setting up a budget and getting control over your money can feel super empowering and can help you reach your financial goals with ease. Taking the time to find a budget that works for you can even help you plan for the occasional splurge (guilt-free)!

To quote My Domaine’s lifestyle editor Sophie Miura, “Drafting a budget is like going to a gym class after vacation: You know it’s going to be tough, it might make you feel a bit guilty, but it’s always worth it in the long run.” 

If you’re one of the 92% of women who want to learn more about financial planning, it’s time to get your finances on track. Here’s a simple step-by-step guide — consider it a money map. Your new financial future starts here.

How To Budget Your Money Like An Adult - Original Caroline
image: The Sweetest Thing

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24 Things I Know For Sure at 24

Twenty-four years — four years more than two decades, and I still haven’t gotten a hang of this thing called ‘life.’ I don’t know how to do my taxes and I don’t know how to buy a house. I don’t even know how to tie shoes the right way (hell yeah I still do bunny-ears!). #noshame

Tomorrow is my 25th birthday; I’m turning 25 on the 25th. And, (I know I’m looking waaay too much into this occurrence) I feel like the universe is trying to tell me something. Like this is the age when I’ll start to make big changes and really discover who I’m becoming.

I would imagine that most people have their own lists of self-defining experiences — and hopefully we all realized a thing or two (or 25) about ourselves along the way. I feel it’s important to reflect on the existential tribulations that come along with age. But also to celebrate how much we’ve grown.

There’s definitely things I don’t know about life, but I do know a few things and they have gotten me through life just fine. Well, almost just fine. However difficult life has been in the past, I’ve survived through my teens and early twenties, and I feel like I’ve learned some wisdom along the way.

Twenty-Four Things I Know For Sure at Twenty-Four | Original Caroline

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